Buyer Guide
Buying Investment Property in Buffalo & WNY, From an Agent Who Invests
Kunji owns long-term rentals and short-term rentals with partners and has completed flips. She runs numbers the way investors do.
How I help investors:
- Underwriting deals on rent, taxes, insurance, utilities, vacancy and capex, not just the list price
- DSCR-friendly analysis (rent ÷ PITI) and lender introductions for DSCR, conventional and portfolio loans
- BRRRR planning: purchase, rehab budget, after-repair value from sold comps, and the refinance
- Multi-family and 2-family focus, including Buffalo’s classic doubles
Rules WNY landlords need to know:
| Rule | What it means | Source |
|---|---|---|
| Buffalo rental registration | Non-owner-occupied 1–2 family rentals (and some 3-family) must register. $100 application, then $50/yr for one unit or $100/yr for two. | City of Buffalo |
| NYS Lead Rental Registry | Since Dec. 3, 2025, pre-1980 rentals with 2+ units in designated communities, including Buffalo, Niagara Falls and Cheektowaga, must register and certify lead-safe | Colligan Law |
| Buffalo lead / C of O | Certificates of Occupancy are denied where a lead paint hazard exists | City of Buffalo |
| Tenant-occupied purchases | Removing a tenant requires 30, 60 or 90 days’ notice depending on tenancy length, which can delay a closing by months | UB Law CLE |
| Short-term rentals | Rules vary by municipality. Check local permits before you buy for Airbnb. | Town code |
Investor deal analysis
Send the address and your strategy, and Kunji will run the numbers with you: rent, taxes, insurance, vacancy and capex.